Terms of Use
These Terms govern access to and use of the website, educational information pages, consultation request forms and related materials.
Last updated: 16 July 2026
Purpose of the website
The website provides general educational information, program descriptions, checklists and consultation request functionality. It is not a bank, broker, investment platform, employment agency, university enrollment guarantee, legal office or tax adviser.
No professional advice
All materials are provided for general information and educational purposes only. They do not constitute financial, investment, legal, tax, medical or other professional advice. Users should obtain advice from qualified professionals before making decisions based on personal circumstances.
Submitting a request
By submitting a form, the user confirms that the submitted information is accurate and that the user is authorized to provide it. The user agrees to be contacted regarding the submitted request by phone, email or other contact details provided in the form.
Acceptable use
Users must not submit false data, third-party data without authorization, spam, malware, automated requests, abusive content or requests intended to disrupt the website or CRM systems.
Intellectual property
Text, design, structure, visuals and materials on the website are protected by applicable intellectual property laws. Users may use them only for personal informational purposes unless written permission is granted.
No guarantees
We do not guarantee income, investment return, employment, admission, certification, personal financial result or any specific outcome from using the website or requesting information.
Limitation of liability
To the maximum extent permitted by law, the website is provided on an “as is” and “as available” basis. We are not liable for indirect, incidental, consequential or special damages arising from use of the website.
Changes
We may update the website, materials and these Terms at any time. Continued use after changes means acceptance of the updated Terms.