Privacy Policy
This Privacy Policy explains how the website operator (“Operator”, “we”, “us”) collects, uses, stores and discloses personal data when a user visits the website or submits a consultation request.
Last updated: 16 July 2026
Identity of the operator
The website is operated as an online educational information service under the public brand shown on the page. Until a separate legal entity is identified for a specific region, privacy requests may be sent to privacy@finova.life. This policy applies to the website, preview pages, lead request forms and related communications.
Personal data we collect
We may collect identification and contact data such as name, surname, phone number, email address and message text; technical data such as IP address, user agent, device/browser information, language, referrer and entry URL; marketing attribution data such as UTM parameters, fbclid, pixel identifiers, subid/click identifiers and campaign parameters when present in the link; and consent records such as cookie preferences and the time of form submission.
Sources of data
Most data is provided directly by the user through the form. Technical and attribution data may be collected automatically from the browser, URL parameters, cookies/localStorage, server logs and security systems.
Purposes and lawful bases
We process data to respond to a user’s request and provide consultation information; to take steps requested by the user before entering into a service relationship; to operate, secure and improve the website; to prevent spam, fraud and abuse; to keep records required for compliance; and, where applicable, to measure advertising performance. Depending on the country and context, the legal basis may be consent, performance of requested pre-contractual steps, legitimate interests, compliance with legal obligations, or the user’s express consent for non-essential cookies and marketing technologies.
Cookies, pixels and similar technologies
Strictly necessary cookies may be used to provide the website, remember language settings, protect forms and store privacy choices. Analytics or marketing cookies, pixels and similar identifiers are not essential and should only be activated where the user has given valid consent or where another applicable legal basis is available. Users can change browser settings, use the cookie preferences control, or send a privacy request.
Recipients and processors
Personal data may be disclosed to service providers that support hosting, CRM, communications, form processing, analytics, security, error monitoring and infrastructure operations. These providers process data on our instructions or under their own legal obligations. Data may also be disclosed where required by law, regulation, court order or lawful request.
No sale of personal data
We do not sell personal data for money. If any activity is considered a “sale”, “sharing” or targeted advertising under applicable U.S. state privacy laws, users may opt out through the Do Not Sell or Share page or by contacting privacy@finova.life.
International transfers
Because the website, service providers and CRM infrastructure may operate in different countries, personal data may be transferred outside the user’s country. Where required, we rely on appropriate safeguards such as contractual protections, data processing agreements or other lawful transfer mechanisms.
Retention
We keep personal data only for as long as reasonably necessary for the purposes described in this policy, including request handling, follow-up communication, security, anti-spam records, audit logs and legal compliance. If a user requests deletion, we will delete or anonymize data unless retention is required for legitimate or legal reasons.
User rights
Depending on applicable law, users may have the right to access, correct, delete, restrict or object to processing, withdraw consent, receive a copy of data, opt out of sale/sharing or targeted advertising, and lodge a complaint with a supervisory authority. Requests can be sent to privacy@finova.life.
Children
The website is not intended for children and we do not knowingly collect data from children. If we become aware that child data has been submitted, we will take reasonable steps to delete it.
Changes to this policy
We may update this policy when processing practices, legal requirements or website functionality change. The date at the top of the page shows the latest update.